Tioga State Bank is a locally owned, independent community Bank with offices located in Binghamton, Candor, Endwell, Newfield, Owego, Spencer, Van Etten, Vestal, and Waverly, NY. We are proud of our tradition of providing community banking at its best since 1864 and would welcome the opportunity to have you as a member of the Tioga State Bank family.
Tioga State Bank’s mission is be a successful, customer-focused service and sales organization.
Bauer Financial Reports, Inc. has recognized Tioga State Bank’s safety and soundness by awarding it with its highest FIVE STAR rating every consecutive quarter since 1992. This acknowledgement by an independent third party confirms safety and creditworthiness while serving to reaffirm the past, present and future direction of Tioga State Bank.